{"id":138913,"date":"2026-03-08T22:43:38","date_gmt":"2026-03-09T04:13:38","guid":{"rendered":"https:\/\/newslink360.space\/?p=138913"},"modified":"2026-03-08T22:43:38","modified_gmt":"2026-03-09T04:13:38","slug":"upi-fraud-money-transferred-to-wrong-account-dont-panic-complain-on-this-government-portal-and-get-refund-immediately","status":"publish","type":"post","link":"https:\/\/newslink360.space\/?p=138913","title":{"rendered":"UPI Fraud: Money transferred to wrong account? Don&#8217;t panic, complain on this government portal and get refund immediately."},"content":{"rendered":"<p><\/p>\n<div id=\"story-10230733\"><span class=\"jsx-d9b4a3b36103a47d\">Last Updated:<\/span><time class=\"jsx-d9b4a3b36103a47d\">March 01, 2026, 12:56 IST<\/time><\/p>\n<h2 id=\"asubttl\" class=\"jsx-204852691 asubttl\">In case of wrong transaction or fraud with UPI, it is possible to get refund by filing a complaint on NPCI, RBI and cyber crime portal. Taking quick action can get the money back.<\/h2>\n<div id=\"artshare\" class=\"jsx-6f57d56423a0b806 jsx-1524453678 artshare impct\">\n<div class=\"jsx-6f57d56423a0b806 jsx-1524453678 artlefticon\">\n<div id=\"rpdred\" class=\"jsx-364ef5cfd78e4498 active\">\n<div role=\"button\" tabindex=\"0\" class=\"jsx-364ef5cfd78e4498 rpdrd cp_rapid_read\">\n<div class=\"jsx-364ef5cfd78e4498 rpdtxtwrp cp_rapid_read\">news quickly<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/web.whatsapp.com\/send?text=%E0%A4%AF%E0%A5%82%E0%A4%AA%E0%A5%80%E0%A4%86%E0%A4%88%20%E0%A4%AB%E0%A5%8D%E0%A4%B0%E0%A5%89%E0%A4%A1%3A%20%E0%A4%97%E0%A4%B2%E0%A4%A4%20%E0%A4%96%E0%A4%BE%E0%A4%A4%E0%A5%87%20%E0%A4%AE%E0%A5%87%E0%A4%82%20%E0%A4%9A%E0%A4%B2%E0%A5%87%20%E0%A4%97%E0%A4%8F%20%E0%A4%AA%E0%A5%88%E0%A4%B8%E0%A5%87%3F%20%E0%A4%90%E0%A4%B8%E0%A5%87%20%E0%A4%B6%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%AF%E0%A4%A4%20%E0%A4%95%E0%A4%B0%20%E0%A4%A4%E0%A5%81%E0%A4%B0%E0%A4%82%E0%A4%A4%20%E0%A4%AA%E0%A4%BE%E0%A4%8F%E0%A4%82%20%E0%A4%B0%E0%A4%BF%E0%A4%AB%E0%A4%82%E0%A4%A1%0D%0Ahttps:\/\/hindi.news18.com\/news\/tech\/diy-how-to-get-refund-for-wrong-upi-transaction-or-fraud-npci-and-rbi-rules-explained-ws-kl-10230733.html%0D%0A %0D%0A\u0932\u0947\u091f\u0947\u0938\u094d\u091f \u0928\u094d\u092f\u0942\u091c \u0915\u093f\u0938\u0940 \u092d\u0940 \u091c\u0917\u0939, \u0915\u093f\u0938\u0940 \u092d\u0940 \u091f\u093e\u0907\u092e. \u092b\u094d\u0930\u0940 \u092e\u0947\u0902 \u0910\u092a \u0907\u0902\u0938\u094d\u091f\u0949\u0932 \u0915\u0930\u0947\u0902! %0D%0Ahttps:\/\/onelink.to\/website-share-hindi\" class=\"jsx-6f57d56423a0b806 jsx-1524453678 sclrnd wapp cp_action_bar_share\" target=\"_blank\" rel=\"noopener\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"22\" viewbox=\"0 0 21 22\" fill=\"none\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"><path d=\"M0.0876653 10.4524C0.0869438 12.2944 0.568201 14.0928 1.48346 15.678L0 21.0942L5.54312 19.6406C7.07023 20.4736 8.78962 20.9123 10.5397 20.9131H10.544C16.3065 20.9131 20.9975 16.2235 21 10.4603C21.0011 7.66729 19.9141 5.04094 17.9404 3.0654C15.9663 1.08986 13.341 0.00108229 10.544 0C4.78047 0 0.0901907 4.68883 0.0876653 10.4524ZM3.38864 15.4049L3.18157 15.0763C2.31141 13.6931 1.85216 12.0942 1.85288 10.4527C1.85468 5.66253 5.75308 1.76521 10.5469 1.76521C12.8684 1.76629 15.0499 2.67109 16.691 4.31292C18.3318 5.95511 19.2348 8.13809 19.2344 10.4592C19.2323 15.2498 15.3339 19.1475 10.5437 19.1475H10.5404C8.98083 19.1464 7.45119 18.7279 6.11709 17.9364L5.79962 17.7481L2.51019 18.6107L3.38864 15.4049Z\" fill=\"white\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"\/><path d=\"M7.92651 6.08636C7.73062 5.65128 7.52498 5.64262 7.33847 5.63504C7.18623 5.62855 7.01198 5.62891 6.83773 5.62891C6.66348 5.62891 6.38028 5.69421 6.1411 5.95576C5.90155 6.21731 5.22656 6.84937 5.22656 8.13441C5.22656 9.4198 6.16274 10.6619 6.29334 10.8365C6.42394 11.0108 8.10076 13.7327 10.756 14.78C12.9631 15.6502 13.4119 15.4774 13.891 15.4337C14.3701 15.3901 15.4369 14.802 15.6544 14.192C15.8723 13.5819 15.8723 13.0592 15.807 12.9499C15.7417 12.8409 15.5675 12.7756 15.3063 12.645C15.0451 12.5144 13.7604 11.8824 13.5212 11.7951C13.2817 11.7081 13.1074 11.6645 12.9332 11.926C12.7589 12.1872 12.2586 12.7756 12.1063 12.9499C11.9541 13.1245 11.8015 13.1461 11.5403 13.0155C11.2791 12.8846 10.4374 12.6089 9.43919 11.7189C8.66247 11.0263 8.13828 10.1713 7.98568 9.90972C7.83343 9.64853 7.96944 9.50711 8.1004 9.37687C8.21765 9.25999 8.36159 9.07167 8.49255 8.91943C8.62278 8.76682 8.66644 8.65787 8.75338 8.48363C8.84068 8.30938 8.79703 8.15677 8.73173 8.02582C8.66644 7.89486 8.15884 6.60297 7.92651 6.08636Z\" fill=\"white\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"\/><\/svg><\/a><\/div>\n<figure class=\"jsx-204852691 amimg\">\n<div class=\"jsx-5bcc1d6da4c3bd16\">\n<div style=\"position:relative\" class=\"jsx-5bcc1d6da4c3bd16 \"><img alt=\"UPI Fraud: Money transferred to wrong account? Complain like this and get refund immediately\" loading=\"lazy\" width=\"640\" height=\"480\" decoding=\"async\" data-nimg=\"1\" style=\"color:transparent;width:100%;height:auto\" src=\"https:\/\/images.news18.com\/ibnkhabar\/uploads\/2026\/03\/UPI-Fraud-2026-03-a926f3c390cb7194a8eb259480c1e6df.jpg?impolicy=website&amp;width=640&amp;height=480\"\/><span id=\"fullscreen_open_button\" class=\"jsx-5bcc1d6da4c3bd16 imgzoom tap_to_zoom\"><img alt=\"Zoom\" loading=\"lazy\" width=\"28\" height=\"28\" decoding=\"async\" data-nimg=\"1\" class=\"tap_to_zoom\" style=\"color:transparent\" src=\"https:\/\/images.news18.com\/dlxczavtqcctuei\/news18\/static\/images\/english\/zoom-img.svg\"\/><\/span><\/div>\n<\/div>\n<p><span class=\"jsx-204852691 imgcap\">What is the difference between transfer to wrong account and fraud?<\/span><\/figure>\n<div class=\"jsx-204852691 artbody\">\n<p>In the era of Digital India, UPI (Unified Payment Interface) has made payments very easy. But with this ease, incidents of fraud and wrong transactions are also increasing. Many times people accidentally transfer money to the wrong UPI ID, mobile number or bank account, or become victims of fraud like phishing, fake QR codes. It is natural to be nervous in such a situation, but the good news is that by taking immediate action you can get your money back. There is a strong system in place under the rules of National Payments Corporation of India (NPCI) and Reserve Bank of India (RBI), in which it is possible to get a refund by filing a complaint through government supported portals.<\/p>\n<p>First of all, understand that there can be two types of situations where money goes to the wrong account &#8211; one is unintentional transfer to the wrong UPI address (which is a technical mistake), and the other is fraud (like a scammer makes you make payment fraudulently).<\/p>\n<p>The refund process is almost the same in both the cases, but time matters a lot. According to the &#8216;Zero Liability&#8217; rule of RBI, if you report the fraud within 3 days, then your liability becomes zero and the bank has to refund. NPCI also gives priority to such complaints under &#8216;Dispute Redressal Mechanism&#8217;.<\/p>\n<p><strong>What to do immediately?<\/strong><\/p>\n<ol class=\"ol_block\">\n<li>First of all, go to the UPI app through which the transaction was done (like Google Pay, PhonePe, Paytm, Bhim) and select &#8216;Report&#8217; or &#8216;Dispute&#8217; option. Maintain transaction ID (UTR number), date, amount and screenshots.<\/li>\n<li>Contact the customer care of your bank. Many banks start reversal requests immediately.<\/li>\n<li>If the problem is not resolved within 24-48 hours, call NPCI helpline number 1800-120-1740. It is toll-free and dedicated to complaints related to UPI.<\/li>\n<li>Most important step: Visit the official Dispute Redressal Mechanism Portal of NPCI (npci.org.in\/what-we-do\/upi\/dispute-redressal-mechanism).<\/li>\n<li>Here in the &#8216;Register Complaint&#8217; section, fill the transaction details &#8211; select transaction type (Person to Person), issue category (Incorrectly transferred to another account or Fraudulent transaction). Note down the Complaint Reference Number (CRN), through which you can track the status. NPCI investigates and gives instructions to the concerned bank, and in most valid cases, the refund is received in 7-30 days.<\/li>\n<li>For additional security in fraud cases, also register a complaint on the National Cyber \u200b\u200bCrime Reporting Portal (cybercrime.gov.in) or call the 1930 helpline.<\/li>\n<\/ol>\n<p>This government portal gives priority to financial fraud and can initiate a police investigation.<\/p>\n<p><strong>Keep in mind:<\/strong> The sooner you complain, the greater the chances of a refund. In the 2025-26 guidelines of NPCI and RBI, new features like name display and better tracking have been added to make UPI more secure.<\/p>\n<p>If there is no resolution even within 30 days, contact the RBI Banking Ombudsman. Instead of panic, take smart action \u2013 these government portals and helplines are made for you. Digital payments should be safe, and to prevent fraud, always double-check your UPI ID and avoid unknown links. Your money can be returned &#8211; just take the right steps at the right time.<\/p>\n<\/div>\n<div class=\"jsx-5d5943d0494ab899 atawrap\">\n<h2 class=\"jsx-5d5943d0494ab899 atahead\">About the Author<\/h2>\n<div class=\"jsx-5d5943d0494ab899 atadetailwrp\">\n<div class=\"jsx-5d5943d0494ab899 ataname\"><span class=\"jsx-5d5943d0494ab899 atthumb\"><\/p>\n<figure class=\"jsx-5d5943d0494ab899\">\n<div style=\"min-height:52px;margin:0\"><img decoding=\"async\" src=\"data:image\/jpeg;base64,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\" alt=\"authoring\" title=\"authoring\" width=\"52\" height=\"52\" class=\"\"\/><\/div>\n<\/figure>\n<p><\/span><\/p>\n<div class=\"jsx-5d5943d0494ab899 attitle\"><a href=\"https:\/\/hindi.news18.com\/byline\/afreen-277.html\" class=\"jsx-5d5943d0494ab899 atamail\" target=\"_blank\" rel=\"noopener\">Afreen Afaq<\/a><\/p>\n<p>Afreen Afaq has started her career with Network 18 as a Tech Journalist, and has more than six years experience in &#8216;Mobile-Technology&#8217; beat. She is a high-performing professional with an established and proven &#8230;<span class=\"jsx-5d5943d0494ab899 aurpdebtn\">read more<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<section id=\"bottomNavDetails\" class=\"jsx-1293521762\">\n<div class=\"jsx-1293521762 atbtlink Location\"><span class=\"jsx-1293521762\">Location:<\/span><\/p>\n<p><span class=\"jsx-1293521762 link\">Delhi,<\/span><span class=\"jsx-1293521762 link\">Delhi,<\/span><span class=\"jsx-1293521762 link\">Delhi<\/span><\/p>\n<\/div>\n<div class=\"jsx-1293521762 atbtlink fp\"><span class=\"jsx-1293521762\">First Published:<\/span><\/p>\n<div class=\"jsx-1293521762 rs\">\n<p>March 01, 2026, 12:56 IST<\/p>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<p><a href=\"https:\/\/hindi.news18.com\/news\/tech\/diy-how-to-get-refund-for-wrong-upi-transaction-or-fraud-npci-and-rbi-rules-explained-ws-kl-10230733.html\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated:March 01, 2026, 12:56 IST In case of wrong transaction or fraud with UPI, it is possible to get refund by filing a complaint on NPCI, RBI and cyber crime portal. Taking quick action can get the money back. news quickly What is the difference between transfer to wrong account and fraud? In the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":138914,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[119],"tags":[],"class_list":["post-138913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newslink360.space\/wp-content\/uploads\/2026\/03\/UPI-Fraud-2026-03-a926f3c390cb7194a8eb259480c1e6df-1200x630.jpg","jetpack_likes_enabled":true,"jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgnRh4-A8x","_links":{"self":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts\/138913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=138913"}],"version-history":[{"count":0,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts\/138913\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/media\/138914"}],"wp:attachment":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=138913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=138913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=138913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}