{"id":142180,"date":"2026-03-15T19:48:19","date_gmt":"2026-03-16T01:18:19","guid":{"rendered":"https:\/\/newslink360.space\/?p=142180"},"modified":"2026-03-15T19:48:19","modified_gmt":"2026-03-16T01:18:19","slug":"no-quarrel-compensation-will-be-given-with-correct-information-about-insurance-insurance-expert-told-important-things","status":"publish","type":"post","link":"https:\/\/newslink360.space\/?p=142180","title":{"rendered":"No quarrel, compensation will be given with correct information about insurance, insurance expert told important things"},"content":{"rendered":"<p><\/p>\n<div id=\"story-10270154\"><span class=\"jsx-d9b4a3b36103a47d\">Last Updated:<\/span><time class=\"jsx-d9b4a3b36103a47d\">March 14, 2026, 11:39 IST<\/time><\/p>\n<h2 id=\"asubttl\" class=\"jsx-204852691 asubttl\">Advocate Arun Kumar Ojha of Koderma District Legal Services Authority said that violence or blocking roads after a vehicle accident is wrong. Insurance of all vehicles is mandatory, which provides compensation for loss in accidents. First, second and third party insurance have different benefits. Driving without third party insurance is punishable.<\/h2>\n<div id=\"artshare\" class=\"jsx-6f57d56423a0b806 jsx-1524453678 artshare impct\">\n<div class=\"jsx-6f57d56423a0b806 jsx-1524453678 artlefticon\">\n<div id=\"rpdred\" class=\"jsx-364ef5cfd78e4498 active\">\n<div role=\"button\" tabindex=\"0\" class=\"jsx-364ef5cfd78e4498 rpdrd cp_rapid_read\">\n<div class=\"jsx-364ef5cfd78e4498 rpdtxtwrp cp_rapid_read\">news quickly<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/web.whatsapp.com\/send?text=%E0%A4%9D%E0%A4%97%E0%A4%A1%E0%A4%BC%E0%A4%BE%20%E0%A4%A8%E0%A4%B9%E0%A5%80%E0%A4%82%2C%20%E0%A4%87%E0%A4%82%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%B0%E0%A5%87%E0%A4%82%E0%A4%B8%20%E0%A4%95%E0%A5%80%20%E0%A4%B8%E0%A4%B9%E0%A5%80%20%E0%A4%9C%E0%A4%BE%E0%A4%A8%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%80%20%E0%A4%B8%E0%A5%87%20%E0%A4%AE%E0%A4%BF%E0%A4%B2%E0%A5%87%E0%A4%97%E0%A4%BE%20%E0%A4%AE%E0%A5%81%E0%A4%86%E0%A4%B5%E0%A4%9C%E0%A4%BE%2C%20%E0%A4%8F%E0%A4%95%E0%A5%8D%E0%A4%B8%E0%A4%AA%E0%A4%B0%E0%A5%8D%E0%A4%9F%20%E0%A4%A8%E0%A5%87%20%E0%A4%A6%E0%A5%80%20%E0%A4%B8%E0%A4%B2%E0%A4%BE%E0%A4%B9%0D%0Ahttps:\/\/hindi.news18.com\/news\/auto\/auto-care-vehicle-insurance-types-benefits-descriptions-local18-ws-l-10270154.html%0D%0A %0D%0A\u0932\u0947\u091f\u0947\u0938\u094d\u091f \u0928\u094d\u092f\u0942\u091c \u0915\u093f\u0938\u0940 \u092d\u0940 \u091c\u0917\u0939, \u0915\u093f\u0938\u0940 \u092d\u0940 \u091f\u093e\u0907\u092e. \u092b\u094d\u0930\u0940 \u092e\u0947\u0902 \u0910\u092a \u0907\u0902\u0938\u094d\u091f\u0949\u0932 \u0915\u0930\u0947\u0902! %0D%0Ahttps:\/\/onelink.to\/website-share-hindi\" class=\"jsx-6f57d56423a0b806 jsx-1524453678 sclrnd wapp cp_action_bar_share\" target=\"_blank\" rel=\"noopener\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"22\" viewbox=\"0 0 21 22\" fill=\"none\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"><path d=\"M0.0876653 10.4524C0.0869438 12.2944 0.568201 14.0928 1.48346 15.678L0 21.0942L5.54312 19.6406C7.07023 20.4736 8.78962 20.9123 10.5397 20.9131H10.544C16.3065 20.9131 20.9975 16.2235 21 10.4603C21.0011 7.66729 19.9141 5.04094 17.9404 3.0654C15.9663 1.08986 13.341 0.00108229 10.544 0C4.78047 0 0.0901907 4.68883 0.0876653 10.4524ZM3.38864 15.4049L3.18157 15.0763C2.31141 13.6931 1.85216 12.0942 1.85288 10.4527C1.85468 5.66253 5.75308 1.76521 10.5469 1.76521C12.8684 1.76629 15.0499 2.67109 16.691 4.31292C18.3318 5.95511 19.2348 8.13809 19.2344 10.4592C19.2323 15.2498 15.3339 19.1475 10.5437 19.1475H10.5404C8.98083 19.1464 7.45119 18.7279 6.11709 17.9364L5.79962 17.7481L2.51019 18.6107L3.38864 15.4049Z\" fill=\"white\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"\/><path d=\"M7.92651 6.08636C7.73062 5.65128 7.52498 5.64262 7.33847 5.63504C7.18623 5.62855 7.01198 5.62891 6.83773 5.62891C6.66348 5.62891 6.38028 5.69421 6.1411 5.95576C5.90155 6.21731 5.22656 6.84937 5.22656 8.13441C5.22656 9.4198 6.16274 10.6619 6.29334 10.8365C6.42394 11.0108 8.10076 13.7327 10.756 14.78C12.9631 15.6502 13.4119 15.4774 13.891 15.4337C14.3701 15.3901 15.4369 14.802 15.6544 14.192C15.8723 13.5819 15.8723 13.0592 15.807 12.9499C15.7417 12.8409 15.5675 12.7756 15.3063 12.645C15.0451 12.5144 13.7604 11.8824 13.5212 11.7951C13.2817 11.7081 13.1074 11.6645 12.9332 11.926C12.7589 12.1872 12.2586 12.7756 12.1063 12.9499C11.9541 13.1245 11.8015 13.1461 11.5403 13.0155C11.2791 12.8846 10.4374 12.6089 9.43919 11.7189C8.66247 11.0263 8.13828 10.1713 7.98568 9.90972C7.83343 9.64853 7.96944 9.50711 8.1004 9.37687C8.21765 9.25999 8.36159 9.07167 8.49255 8.91943C8.62278 8.76682 8.66644 8.65787 8.75338 8.48363C8.84068 8.30938 8.79703 8.15677 8.73173 8.02582C8.66644 7.89486 8.15884 6.60297 7.92651 6.08636Z\" fill=\"white\" class=\"jsx-6f57d56423a0b806 jsx-1524453678\"\/><\/svg><\/a><\/div>\n<div class=\"jsx-204852691 artbody\">\n<p><strong>Koderma.<\/strong> After road accidents, it is often seen that people become angry when the vehicle is damaged or someone gets injured. Sometimes the situation even turns violent. In many cases, people block the road demanding compensation. Due to this, common people have to face a lot of trouble. In this regard, Advocate Arun Kumar Ojha of the Defense Council of Koderma District Legal Services Authority has appealed to the people to follow the law in case of an accident and keep the information related to insurance. So that the loss can be compensated without dispute.<\/p>\n<p><strong>Blocking road to demand compensation due to lack of information is a crime<\/strong><br \/>Advocate Arun Kumar Ojha said that according to the rules, it is mandatory to get insurance for all types of vehicles. The main objective of vehicle insurance is to ensure financial compensation for the loss caused to the vehicle and the people in it at the time of an accident. He said that if the vehicle is properly insured then there is no need for any kind of violence or road blockage to get compensation after the accident. He said that due to lack of information, many times people block the road demanding compensation, which is wrong as per law. Due to road jam, ambulances, school buses and other essential services are affected. In such a situation, an FIR can also be registered by the police, which may further increase the problems of the people concerned.<\/p>\n<p><strong>The insurance company compensates for the damage caused to the vehicle under first party insurance.<\/strong><br \/>He said that driving a vehicle without third party insurance is a punishable offence. The biggest advantage of third party insurance is that in case of an accident, the insurance company compensates for the damage caused to another person or vehicle. This provides relief to the driver to a great extent from heavy financial burden and legal action. He told that generally there are three types of vehicle insurance. First party, second party and third party insurance. Under first party insurance, the insurance company compensates for the damage caused to the vehicle in an accident or collision. Apart from this, if the vehicle is stolen then the amount is given according to the insured declared value of the vehicle. This insurance also provides protection against damage to the vehicle due to natural calamities or man-made incidents such as riots, strikes or vandalism. Besides, it also includes personal accident insurance for the driver up to Rs 15 lakh.<\/p>\n<p><strong>Get vehicle insurance done with necessary documents, there will be no problem in claim.<\/strong><br \/>Second party insurance is actually for the insurance company. Which provides financial and legal security to the vehicle owner through an insurance policy. He said that in simple language, the insurance company works like a security shield for the vehicle owner. Which helps in protecting from financial and legal risks associated with accidents. Advocate Arun Kumar Ojha appealed to the people to get insurance along with all the necessary documents while driving and follow the legal procedure in case of an accident. With the right information and awareness, not only disputes can be avoided, but appropriate compensation can also be easily obtained after the accident.<\/p>\n<p><strong>In third party insurance, the insurance company compensates the loss of the other party.<\/strong><br \/>Under third party insurance, the damage caused to the person or vehicle in front which is damaged in the accident is compensated. Under this insurance, the treatment expenses of the person injured in the accident and the loss of property are compensated by the insurance company. The vehicle owner is also protected from huge legal expenses and compensation claims in case of serious accidents. However, this insurance does not cover damage or theft caused to the vehicle owner&#8217;s own car or bike, whereas first party and second party insurance also covers other types of damage to the car and bike including theft.<\/p>\n<\/div>\n<div class=\"jsx-5d5943d0494ab899 atawrap\">\n<h2 class=\"jsx-5d5943d0494ab899 atahead\">About the Author<\/h2>\n<div class=\"jsx-5d5943d0494ab899 atadetailwrp\">\n<div class=\"jsx-5d5943d0494ab899 ataname\"><span class=\"jsx-5d5943d0494ab899 atthumb\"><\/p>\n<figure class=\"jsx-5d5943d0494ab899\">\n<div style=\"min-height:52px;margin:0\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnkhabar\/uploads\/2025\/09\/Untitled-design-58-2025-09-a564ac57698d7fdf4feb62966206402f.jpg?impolicy=website&amp;width=52&amp;height=52\" alt=\"authoring\" title=\"authoring\" width=\"52\" height=\"52\" class=\"\"\/><\/div>\n<\/figure>\n<p><\/span><\/p>\n<div class=\"jsx-5d5943d0494ab899 attitle\"><a href=\"https:\/\/hindi.news18.com\/byline\/rajneesh-singhnews18-com-3394.html\" class=\"jsx-5d5943d0494ab899 atamail\" target=\"_blank\" rel=\"noopener\">Rajneesh Singh<\/a><\/p>\n<p>After Zee News, India.com, Lokmat, India Ahead, News Bytes, now I am working for News 18&#8217;s hyper local segment Local 18. Tech, Auto, Health and Lifestyle beats apart from general news from various institutions&#8230;<span class=\"jsx-5d5943d0494ab899 aurpdebtn\">read more<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<section id=\"bottomNavDetails\" class=\"jsx-1293521762\">\n<div class=\"jsx-1293521762 atbtlink Location\"><span class=\"jsx-1293521762\">Location:<\/span><\/p>\n<p><span class=\"jsx-1293521762 link\">Kodarma,<\/span><span class=\"jsx-1293521762 link\">Jharkhand<\/span><\/p>\n<\/div>\n<div class=\"jsx-1293521762 atbtlink fp\"><span class=\"jsx-1293521762\">First Published:<\/span><\/p>\n<div class=\"jsx-1293521762 rs\">\n<p>March 14, 2026, 11:39 IST<\/p>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<p><a href=\"https:\/\/hindi.news18.com\/news\/auto\/auto-care-vehicle-insurance-types-benefits-descriptions-local18-ws-l-10270154.html\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated:March 14, 2026, 11:39 IST Advocate Arun Kumar Ojha of Koderma District Legal Services Authority said that violence or blocking roads after a vehicle accident is wrong. Insurance of all vehicles is mandatory, which provides compensation for loss in accidents. First, second and third party insurance have different benefits. Driving without third party insurance&#8230;<\/p>\n","protected":false},"author":1,"featured_media":142181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[119],"tags":[],"class_list":["post-142180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newslink360.space\/wp-content\/uploads\/2026\/03\/HYP_5805845_1773423924540_2.jpg","jetpack_likes_enabled":true,"jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgnRh4-AZe","_links":{"self":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts\/142180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=142180"}],"version-history":[{"count":0,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/posts\/142180\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=\/wp\/v2\/media\/142181"}],"wp:attachment":[{"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=142180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=142180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newslink360.space\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=142180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}