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This decision mainly depends on your monthly distance, budget and lifestyle. Let us understand the detailed calculation for 5 years based on the current data of 2026 (petrol around \u20b9 100\/litre, Delhi-NCR rates). Will you try to know whether it would be right to buy a new car or is booking a cab a better option?<\/p>\n
Suppose you buy a mid-budget petrol car, like Maruti Swift or Hyundai Grand i10, whose on-road price is around Rs 8.5 lakh. If you drive 15,000 kilometers annually, the total will be 75,000 kilometers in five years. In this, fuel cost will be around Rs 5 to 5.25 lakh, insurance 80 thousand to 1 lakh, servicing and maintenance 50-75 thousand, tire-battery etc. will cost additional Rs 40-60 thousand.<\/p>\n
Out of the purchase price of the car of Rs 8.5 lakh, the resale value after five years will be around Rs 4.5 lakh and the loss of depreciation will be around Rs 4 lakh. Thus, the total net expenditure can reach Rs 9.5 to 12 lakh in 5 years. This makes the effective cost per kilometer around Rs 18-22 per km for a distance of 15,000 km annually. The 5 year car ownership cost will be like this-<\/p>\n
If you completely depend on Ola or Uber, the average cost in Delhi-NCR is Rs 15-18 per kilometer (including surge pricing). For the same distance of 15,000 kilometers annually, the annual expenditure will be Rs 2.25 to 2.7 lakh, which reaches Rs 11.25 to 13.5 lakh in five years.<\/p>\n
If your annual distance is 10,000 kilometers or less, then the total cost of Ola-Uber can be around Rs 8 to 10 lakh, which is cheaper than buying a car. At the same time, for those who drive 20,000 kilometers annually, the cost of car becomes much less than Ola-Uber.<\/p>\n
parameters<\/strong><\/td>\n| your car<\/strong><\/td>\n | Cab (Ola\/Uber)<\/strong><\/td>\n<\/tr>\n | Facility<\/td>\n | available whenever you want<\/td>\n | Waiting for booking, fear of driver canceling ride<\/td>\n<\/tr>\n | economic burden<\/td>\n | Heavy investment and maintenance<\/td>\n | Pay as you use only<\/td>\n<\/tr>\n | mantle piece<\/td>\n | Parking and traffic tension<\/td>\n | Can work or relax sitting in the back seat<\/td>\n<\/tr>\n | hygiene<\/td>\n | completely clean and private<\/td>\n | Sometimes bad cars or bad smell<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n | our advice<\/h3>\nThe break-even point can be considered to be around 1,200 to 1,500 kilometers per month. If your monthly distance is less than this and you want to avoid the stress of driving, then Ola-Uber is a more convenient and cheaper option. There is no need to make any big capital investment, there is no need to worry about parking and there is no hassle of maintenance. On the other hand, if you have a family, long trips on weekends or long daily distances, then having your own car will prove to be more practical and financially better.<\/p>\n Especially in Gurugram, considering the traffic, parking problems and expensive parking charges, many people adopt hybrid model. Mainly use of Ola-Uber and car when needed. Running costs are very low in EV cars, but the initial price and charging infrastructure still remain challenges. Ultimately the decision depends on your actual distance, comfort needs and financial situation. Note down your monthly travel and calculate both the options, only then the right decision can be taken.<\/p>\n<\/div>\n |