{"id":184557,"date":"2026-06-23T08:29:45","date_gmt":"2026-06-23T13:59:45","guid":{"rendered":"https:\/\/newslink360.space\/?p=184557"},"modified":"2026-06-23T08:29:45","modified_gmt":"2026-06-23T13:59:45","slug":"second-hand-car-buying-tips-before-buying-an-old-car-check-loan-and-hypothecation-status-like-this","status":"publish","type":"post","link":"https:\/\/newslink360.space\/?p=184557","title":{"rendered":"Second Hand Car Buying Tips: Before buying an old car, check loan and hypothecation status like this."},"content":{"rendered":"<p><\/p>\n<div id=\"story-10596566\">\n<div class=\"jsx-2944c747ccd36d83 brdcrmb\"><a href=\"https:\/\/hindi.news18.com\/\" class=\"jsx-2944c747ccd36d83\" target=\"_blank\" rel=\"noopener\">home<\/a><a href=\"https:\/\/hindi.news18.com\/news\/\" class=\"jsx-2944c747ccd36d83\" target=\"_blank\" rel=\"noopener\">latest news<\/a><a href=\"https:\/\/hindi.news18.com\/news\/auto\/\" class=\"jsx-2944c747ccd36d83\" target=\"_blank\" rel=\"noopener\">auto<\/a><a href=\"https:\/\/hindi.news18.com\/news\/auto\/cars\/\" class=\"jsx-2944c747ccd36d83\" target=\"_blank\" rel=\"noopener\">car<\/a>While buying an old car, check hypothecation and loan status like this, otherwise you will get stuck.<\/p>\n<\/div>\n<p><span class=\"jsx-b66a0d215ba3ecb0\">Last Updated:<\/span><time class=\"jsx-b66a0d215ba3ecb0\">June 23, 2026, 16:16 IST<\/time><\/p>\n<h2 id=\"asubttl\" class=\"jsx-785152417 asubttl\">Are you preparing to buy a second hand car? It can be difficult to decide just by looking at the price and condition of the vehicle. Many times there is a bank loan outstanding on old cars, information about which is not given to the buyer. In such a situation, the bank can also confiscate the vehicle in future. Know how to check Hypothecation Status in minutes and by checking which important documents you can avoid loss of lakhs of rupees.<\/h2>\n<div id=\"artshare\" class=\"jsx-6f57d56423a0b806 jsx-1524453678 artshare impct\">\n<div class=\"jsx-6f57d56423a0b806 jsx-1524453678 artlefticon\">\n<div id=\"rpdred\" class=\"jsx-364ef5cfd78e4498 active\">\n<div role=\"button\" tabindex=\"0\" class=\"jsx-364ef5cfd78e4498 rpdrd cp_rapid_read\">\n<div class=\"jsx-364ef5cfd78e4498 rpdtxtwrp cp_rapid_read\">\n<p>news quickly<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/web.whatsapp.com\/send?text=%E0%A4%AA%E0%A5%81%E0%A4%B0%E0%A4%BE%E0%A4%A8%E0%A5%80%20%E0%A4%95%E0%A4%BE%E0%A4%B0%20%E0%A4%96%E0%A4%B0%E0%A5%80%E0%A4%A6%E0%A4%A4%E0%A5%87%20%E0%A4%B8%E0%A4%AE%E0%A4%AF%20%E0%A4%90%E0%A4%B8%E0%A5%87%20%E0%A4%9A%E0%A5%87%E0%A4%95%20%E0%A4%95%E0%A4%B0%E0%A5%87%E0%A4%82%20%E0%A4%B9%E0%A4%BE%E0%A4%87%E0%A4%AA%E0%A5%8B%E0%A4%A5%E0%A4%BF%E0%A4%95%E0%A5%87%E0%A4%B6%E0%A4%A8%20%E0%A4%94%E0%A4%B0%20%E0%A4%B2%E0%A5%8B%E0%A4%A8%20%E0%A4%B8%E0%A5%8D%E0%A4%9F%E0%A5%87%E0%A4%9F%E0%A4%B8%2C%20%E0%A4%B5%E0%A4%B0%E0%A4%A8%E0%A4%BE%20%E0%A4%AB%E0%A4%82%E0%A4%B8%20%E0%A4%9C%E0%A4%BE%E0%A4%8F%E0%A4%82%E0%A4%97%E0%A5%87%0D%0Ahttps:\/\/hindi.news18.com\/news\/auto\/cars-second-hand-car-loan-check-hypothecation-rc-noc-documents-guide-ws-l-10596566.html%0D%0A %0D%0A\u0932\u0947\u091f\u0947\u0938\u094d\u091f \u0928\u094d\u092f\u0942\u091c \u0915\u093f\u0938\u0940 \u092d\u0940 \u091c\u0917\u0939, \u0915\u093f\u0938\u0940 \u092d\u0940 \u091f\u093e\u0907\u092e. \u092b\u094d\u0930\u0940 \u092e\u0947\u0902 \u0910\u092a \u0907\u0902\u0938\u094d\u091f\u0949\u0932 \u0915\u0930\u0947\u0902! 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Often people buy a car immediately after seeing its condition and price, but forget to check its legal documents. The biggest fraud occurs when there is an old bank loan pending on the car, which in technical language is called &#8216;Hypothecation&#8217;.<\/p>\n<p>If you buy a car without checking the loan status, then in future the bank may confiscate that car or you may have to repay the old loan. Therefore, before finalizing the deal, check some important documents and loan pendency. Let us know what things should be kept in mind while buying a second hand car?<\/p>\n<h2>How to check hypothecation?<\/h2>\n<p>When any vehicle is taken on loan, its RC (Registration Certificate) is hypothecated to [Bank Name] It is written. After the loan is over, it is necessary to take NOC (No Objection Certificate) from the bank. Check it like this-<\/p>\n<p><strong>Parivahan Sewa Website:<\/strong> You can check the &#8216;RC Status&#8217; of the vehicle by going to the official &#8216;Vahan&#8217; website of the government and entering the vehicle number. If hypothecation is visible active there, it means that the loan is still running on paper.<\/p>\n<h3>Checking these important documents is also very important<\/h3>\n<p>Apart from the loan status, ask for the following documents to avoid fraud:<\/p>\n<ul class=\"ul_block\">\n<li><strong>Original RC:<\/strong> Always check the original RC of the car. The owner&#8217;s name, chassis number and engine number are recorded on it. The status of the loan is clearly written on the smart card RC.<\/li>\n<li><strong>NOC of the Bank:<\/strong> If there was a loan on the car and the owner claims that the loan has been repaid, then definitely ask for the original &#8216;No Objection Certificate&#8217; (NOC) and Form 35 issued by the bank. Without this the name of the bank will not be removed from the RC.<\/li>\n<li><strong>Insurance Copy (Insurance Policy):<\/strong> Check whether the car insurance is valid or not. Also check whether any major accident claim has been taken in the previous records.<\/li>\n<li><strong>PUC Certificate<\/strong>: Pollution Under Control Certificate is legally mandatory, check its validity.<\/li>\n<\/ul>\n<h3>careful wisdom<\/h3>\n<p>After checking the documents, while getting the ownership transfer of RC done in your name, do not forget to submit the NOC of the bank in the RTO, so that the hypothecation can be completely removed from the records of the car. A small carelessness can cause you huge financial loss, so make payment only after complete satisfaction.<\/p>\n<\/div>\n<div class=\"jsx-5d5943d0494ab899 atawrap\">\n<h2 class=\"jsx-5d5943d0494ab899 atahead\">About the Author<\/h2>\n<div class=\"jsx-5d5943d0494ab899 atadetailwrp\">\n<div class=\"jsx-5d5943d0494ab899 ataname\"><span class=\"jsx-5d5943d0494ab899 atthumb\"><\/p>\n<figure class=\"jsx-5d5943d0494ab899\">\n<div style=\"min-height:52px;margin:0\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/ibnkhabar\/uploads\/assets\/images\/Ram Mishra (1).jpg?impolicy=website&amp;width=52&amp;height=52\" alt=\"authoring\" title=\"authoring\" width=\"52\" height=\"52\" class=\"\"\/><\/div>\n<\/figure>\n<p><\/span><\/p>\n<div class=\"jsx-5d5943d0494ab899 attitle\"><a href=\"https:\/\/hindi.news18.com\/byline\/ram-mishra-3837.html\" class=\"jsx-5d5943d0494ab899 atamail\" target=\"_blank\" rel=\"noopener\">Ram Mohan Mishra<\/a><span class=\"jsx-5d5943d0494ab899 atadesig\">Senior Sub Editor<\/span><\/p>\n<p>Ram Mohan Mishra, working as Senior Sub-Editor at News18 Hindi, is active in digital media since 2021 and is currently handling the Auto Desk. They provide car and bike related information in an easy, clear and reliable manner.<span class=\"jsx-5d5943d0494ab899 aurpdebtn\">read more<\/span><\/p>\n<div class=\"jsx-5d5943d0494ab899 atasocial\"><a href=\"https:\/\/x.com\/mishraram011?s=21\" class=\"jsx-5d5943d0494ab899 autlink twt\"><a href=\"https:\/\/www.facebook.com\/share\/1GFrp8xMYj\/?mibextid=wwXIfr\" class=\"jsx-5d5943d0494ab899 autlink fa\" target=\"_blank\" rel=\"noopener\"><a href=\"https:\/\/www.instagram.com\/mishraram011?igsh=NzMyb203cGt3YnE2&amp;utm_source=qr\" class=\"jsx-5d5943d0494ab899 autlink telg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/images.news18.com\/dlxczavtqcctuei\/news18\/static\/images\/hindi\/instagram.svg\" class=\"jsx-5d5943d0494ab899\"\/><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"jsx-d5bfdc744409326a artnws newsletter\">\n<div class=\"jsx-d5bfdc744409326a artnwhed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"14\" viewbox=\"0 0 18 14\" fill=\"none\" class=\"jsx-d5bfdc744409326a\"><path d=\"M1.75 14C1.26875 14 0.856771 13.8286 0.514063 13.4859C0.171354 13.1432 0 12.7312 0 12.25V1.75C0 1.26875 0.171354 0.856771 0.514063 0.514063C0.856771 0.171354 1.26875 0 1.75 0H15.75C16.2313 0 16.6432 0.171354 16.9859 0.514063C17.3286 0.856771 17.5 1.26875 17.5 1.75V12.25C17.5 12.7312 17.3286 13.1432 16.9859 13.4859C16.6432 13.8286 16.2313 14 15.75 14H1.75ZM8.75 7.875L1.75 3.5V12.25H15.75V3.5L8.75 7.875ZM8.75 6.125L15.75 1.75H1.75L8.75 6.125ZM1.75 3.5V1.75V12.25V3.5Z\" fill=\"#333333\" class=\"jsx-d5bfdc744409326a\"\/><\/svg>News18 Newsletter<\/div>\n<p>Inside stories now on email<\/p>\n<p>The news behind the news, now in your inbox<\/p>\n<p><input type=\"text\" placeholder=\"\u0905\u092a\u0928\u093e \u0908\u092e\u0947\u0932 \u0921\u093e\u0932\u0947\u0902\" class=\"jsx-d5bfdc744409326a artnwinpt\" value=\"\"\/><button type=\"button\" class=\"jsx-d5bfdc744409326a subscrbe newsletter\">submit<\/button><\/p>\n<\/div>\n<section id=\"bottomNavDetails\" class=\"jsx-1293521762\">\n<div class=\"jsx-1293521762 atbtlink Location\"><span class=\"jsx-1293521762\">Location:<\/span><\/p>\n<p><span class=\"jsx-1293521762 link\">New Delhi,<\/span><span class=\"jsx-1293521762 link\">New Delhi,<\/span><span class=\"jsx-1293521762 link\">Delhi<\/span><\/p>\n<\/div>\n<\/section>\n<\/div>\n<p><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><br \/>\n<br \/><a href=\"https:\/\/hindi.news18.com\/news\/auto\/cars-second-hand-car-loan-check-hypothecation-rc-noc-documents-guide-ws-l-10596566.html\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>homelatest newsautocarWhile buying an old car, check hypothecation and loan status like this, otherwise you will get stuck. Last Updated:June 23, 2026, 16:16 IST Are you preparing to buy a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":184558,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[119],"tags":[],"class_list":["post-184557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newslink360.space\/wp-content\/uploads\/2026\/06\/1782223185_Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg","jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":175549,"url":"https:\/\/newslink360.space\/?p=175549","url_meta":{"origin":184557,"position":0},"title":"Used Car Buying Tips: Before buying a second hand car, check challan, FIR and theft record like this","author":"Ajay Kumar Verma","date":"June 1, 2026","format":false,"excerpt":"Last Updated:May 31, 2026, 17:07 ISTBefore buying a second hand car, it can be difficult to take a decision just by looking at the engine and body. Many times, challans worth thousands of rupees, police cases or theft records emerge on vehicles. The good thing is that now you can\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/06\/Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/06\/Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/06\/Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/06\/Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/06\/Second-Hand-Car-Buying-2026-05-b8afc81a4e7c906e87ef34c6945155c5-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":175441,"url":"https:\/\/newslink360.space\/?p=175441","url_meta":{"origin":184557,"position":1},"title":"EMI Calculator Tips: Save interest up to \u20b9 1.5 lakh while buying a new car","author":"Ajay Kumar Verma","date":"June 1, 2026","format":false,"excerpt":"Everyone dreams of buying a new car or bike, but often people get trapped in the attractive finance offers available at showrooms. 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If you are looking for a used SUV that is strong, reliable and low maintenance, then this list is for you. 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