{"id":193168,"date":"2026-07-13T20:23:19","date_gmt":"2026-07-14T01:53:19","guid":{"rendered":"https:\/\/newslink360.space\/?p=193168"},"modified":"2026-07-13T20:23:19","modified_gmt":"2026-07-14T01:53:19","slug":"must-buy-these-5-add-ons-with-car-insurance-not-a-single-rupee-will-be-deducted-at-the-time-of-claim","status":"publish","type":"post","link":"https:\/\/newslink360.space\/?p=193168","title":{"rendered":"Must buy these 5 add-ons with car insurance! Not a single rupee will be deducted at the time of claim!"},"content":{"rendered":"<p><\/p>\n<div>Your car is not just a vehicle, but your hard-earned money and daily need. Therefore, when you get car insurance, just taking the basic policy is not enough. Road uncertainties, expensive parts, floods, accidents or breakdowns can occur at any time. In such a situation, by choosing the right add-ons while taking car insurance, you can get mental peace along with security of your money.<\/p>\n<p>These add-ons save you from depreciation deductions, extra expenses and emergencies at the time of claim. These covers prove to be very useful especially for users with new cars or those who drive a lot. A little extra premium is charged, but lakhs of rupees are saved in case of claim. Choose these add-ons keeping in mind your driving habits, age of the car and the region. With this, your car will be completely safe and you will be able to drive without any worries. Let us know about 5 such important add-ons.<\/p>\n<h2>1. Zero Depreciation Cover<\/h2>\n<p>This is the most popular and essential add-on. In a normal claim, the insurance company deducts depreciation based on the age of the parts, due to which the claim amount reduces significantly. With zero depreciation cover, you get the full value and there is no deduction. This is especially beneficial for cars less than 5 years old.<\/p>\n<p>The company bears the entire cost of repairing bumpers, panels or other expensive parts in case of accident or damage. This keeps your financial loss minimal. The premium seems a little high but it proves to be an investment in the long run. Every car owner should give this priority.<\/p>\n<h3>2. Roadside Assistance<\/h3>\n<p>Emergencies like breakdown, puncture, battery down or running out of fuel can occur at any time on the road. This add-on provides 24\u00d77 support which includes towing, tire change, jump start, fuel delivery and lockout service. This is a life saver especially for those traveling on highways or remote areas. Many companies offer a limited number of free services. Be sure to keep this information in mind while purchasing an add-on.<\/p>\n<h3>3. Engine Protection Cover<\/h3>\n<p>The engine is the most expensive and important part of the car. Problems like water logging, oil leakage or hydrostatic lock are not covered by the normal policy. This add-on covers the cost of repair or replacement of the engine, gearbox and related parts. Mandatory for those driving in flooded areas or on bad roads. The claim process is simple and protects lakhs of rupees. Engine damage is often unpredictable, so this cover provides a strong shield of protection.<\/p>\n<h3>4. Return to Invoice Cover<\/h3>\n<p>In case of total loss of the car, this add-on refunds the original invoice value (on-road price). This also includes registration, insurance and other charges. You get the full amount instead of less payment based on depreciation or market value. Very useful for those buying a new car. This makes it easier to buy a new car. It provides financial security in case the entire vehicle is damaged in an accident.<\/p>\n<h3>5. Consumables Cover<\/h3>\n<p>Accident repairs involve the cost of engine oil, grease, bolts, nuts, washers and other consumable items, which are not covered under a normal policy. This add-on takes care of all this. Avoids extra bills at the time of claim. Especially very beneficial in major accidents or parts replacement. It makes the claim process complete by covering small but essential expenses. It makes sense to include this in every insurance policy.<\/p>\n<\/div>\n<p><a href=\"https:\/\/hindi.news18.com\/news\/auto\/cars-car-insurance-5-essential-add-ons-zero-depreciation-roadside-engine-protection-return-to-invoice-consumables-cover-ws-l-10636766.html\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your car is not just a vehicle, but your hard-earned money and daily need. Therefore, when you get car insurance, just taking the basic policy is not enough. Road uncertainties, expensive parts, floods, accidents or breakdowns can occur at any time. In such a situation, by choosing the right add-ons while taking car insurance, you&#8230;<\/p>\n","protected":false},"author":1,"featured_media":193169,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[119],"tags":[],"class_list":["post-193168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-Add-On-2026-07-b45df722a5ed9d64486aa4c6caf297b2-1200x675.jpg","jetpack_likes_enabled":true,"jetpack-related-posts":[{"id":197841,"url":"https:\/\/newslink360.space\/?p=197841","url_meta":{"origin":193168,"position":0},"title":"Zero Dep or Own Damage? Which one will be most beneficial to choose while taking car insurance?","author":"Ajay Kumar Verma","date":"July 27, 2026","format":false,"excerpt":"While buying car insurance, many people remain confused as to what should be the basic coverage and which add-ons are beneficial. On-damage i.e. Own Damage (OD) cover and Zero Depreciation (Zero Dep) are two important terms. OD protects against damage caused to your own car, while Zero Dep eliminates the\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-2026-07-4983e2cbce6dd6a57707ac8898249c94-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-2026-07-4983e2cbce6dd6a57707ac8898249c94-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-2026-07-4983e2cbce6dd6a57707ac8898249c94-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-2026-07-4983e2cbce6dd6a57707ac8898249c94-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Insurance-2026-07-4983e2cbce6dd6a57707ac8898249c94-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":196732,"url":"https:\/\/newslink360.space\/?p=196732","url_meta":{"origin":193168,"position":1},"title":"Car or bike drowned in flood? If you want full insurance money then do this work immediately","author":"Ajay Kumar Verma","date":"July 24, 2026","format":false,"excerpt":"Floods and waterlogging are a common problem during monsoon in India, which causes huge damage to cars and two-wheelers. Engine, electrical system, interior and body parts get damaged due to immersion in water. In such a situation, a comprehensive insurance policy protects you financially. Third party insurance only covers damage\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/car-drawn-in-flood-2026-07-5bdbf694ce09bcbc5c0b6039eb00b715-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/car-drawn-in-flood-2026-07-5bdbf694ce09bcbc5c0b6039eb00b715-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/car-drawn-in-flood-2026-07-5bdbf694ce09bcbc5c0b6039eb00b715-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/car-drawn-in-flood-2026-07-5bdbf694ce09bcbc5c0b6039eb00b715-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/car-drawn-in-flood-2026-07-5bdbf694ce09bcbc5c0b6039eb00b715-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":197723,"url":"https:\/\/newslink360.space\/?p=197723","url_meta":{"origin":193168,"position":2},"title":"Left the showroom and met with an accident! In such a situation, will you get a claim or will you lose money from your pocket? Know what the rules say","author":"Ajay Kumar Verma","date":"July 27, 2026","format":false,"excerpt":"The joy of buying a new car is very special for everyone, but imagine what would happen if that shiny car meets with an accident as soon as you step out of the showroom gate? Recently, many such incidents have come to light from different parts of the country, where\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Accident-2026-07-cb59c71f429daf50deaadbf084ce47d8-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Accident-2026-07-cb59c71f429daf50deaadbf084ce47d8-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Accident-2026-07-cb59c71f429daf50deaadbf084ce47d8-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Accident-2026-07-cb59c71f429daf50deaadbf084ce47d8-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Car-Accident-2026-07-cb59c71f429daf50deaadbf084ce47d8-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":194817,"url":"https:\/\/newslink360.space\/?p=194817","url_meta":{"origin":193168,"position":3},"title":"Home AC responds quickly, but not car AC! More than half the people do not know the reason","author":"Ajay Kumar Verma","date":"July 19, 2026","format":false,"excerpt":"Have you ever wondered why home AC breaks down again and again, while car AC continues to run for many years without any major problem? Especially if your house is near a drain, dirty water or a damp place, then AC complaints increase further. This is not a problem, but\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/AC-5-2026-07-20b3b72f3470cb06f49208e35401147b-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/AC-5-2026-07-20b3b72f3470cb06f49208e35401147b-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/AC-5-2026-07-20b3b72f3470cb06f49208e35401147b-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/AC-5-2026-07-20b3b72f3470cb06f49208e35401147b-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/AC-5-2026-07-20b3b72f3470cb06f49208e35401147b-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":197915,"url":"https:\/\/newslink360.space\/?p=197915","url_meta":{"origin":193168,"position":4},"title":"Renault Kwid On Road Price: How much will be the EMI on \u20b91 lakh down payment? 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The ex-showroom price of its base Evolution variant is \u20b9 4,52,900 and you can buy Climber AMT for just \u20b9 5,60,900\u2026","rel":"","context":"In &quot;Top Stories&quot;","block_context":{"text":"Top Stories","link":"https:\/\/newslink360.space\/?cat=119"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Renault-Kwid-On-Road-Price-and-EMI-Details-2026-07-3c5cc276f7a585d31d4ed2aad5112dc8-1200x675.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Renault-Kwid-On-Road-Price-and-EMI-Details-2026-07-3c5cc276f7a585d31d4ed2aad5112dc8-1200x675.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Renault-Kwid-On-Road-Price-and-EMI-Details-2026-07-3c5cc276f7a585d31d4ed2aad5112dc8-1200x675.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Renault-Kwid-On-Road-Price-and-EMI-Details-2026-07-3c5cc276f7a585d31d4ed2aad5112dc8-1200x675.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/newslink360.space\/wp-content\/uploads\/2026\/07\/Renault-Kwid-On-Road-Price-and-EMI-Details-2026-07-3c5cc276f7a585d31d4ed2aad5112dc8-1200x675.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":198272,"url":"https:\/\/newslink360.space\/?p=198272","url_meta":{"origin":193168,"position":5},"title":"People with how much salary should buy Tata Punch, know the details of down payment and EMI.","author":"Ajay Kumar Verma","date":"July 28, 2026","format":false,"excerpt":"Tata Punch is the country's best selling SUV. 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