Neev Finance brings a structured data-driven approach to investing for everyday Americans

For years, disciplined, data-driven investment strategies were the exclusive domain of Wall Street institutions and ultra-high-net-worth families in the United States. Everyday professionals in the country often found themselves choosing between two extremes—basic index funds and high-risk bets—with little access to research-backed, risk-managed portfolios. 

While index funds such as the Vanguard S&P 500 ETF or the Nasdaq 100 ETF rise and fall with the broader market, the other option involves taking high-risk bets via individual stocks, chasing meme stocks, or speculating on crypto tokens.

Institutional-style strategies that are designed to work across market cycles were largely out of reach for the average American. These include market-neutral portfolios that perform in both rising and falling markets, long–short strategies that balance strong and weak companies, and multi-asset strategies that shift capital across equities, bonds, commodities and digital assets.

Neev Finance is seeking to change this scenario with a simple, structured and data-backed approach to everyday investing. The quantitative asset management company hopes to democratise institutional-grade investing for hardworking Americans. 

Institutional-grade investing involves using research, diversification, and risk management tactics, so that investors don’t have to engage in guesswork. 

“Disciplined, stable investing should not be reserved for the privileged few. With a strong focus on stability first and compounding second, Neev helps clients grow wealth confidently without resorting to speculation,” says Nirav Kamdar, Founder, Neev Finance. 

Founded in 2022 by Nirav Kamdar and Soumyadeep Roy, Delaware-based Neev offers access to investment strategies that were once out of reach for most individuals. 

Kamdar, who grew up in India, came to the United States for his master’s degree. After his studies, he spent more than a decade in the country working in technology roles, focused on forecasting, performance analysis, and data-driven decision-making.

During his stint at various firms, he saw how large institutions invested using data, diversification, and risk controls, while everyday professionals had access only to basic options. So, he decided to start Neev to bring a professional investing mindset to more people.

Neev offers an investment framework that relies heavily on quantitative analysis to assess risks and opportunities in the markets. The firm applies structured, engineering-led methods and data analytics to portfolio building and decision-making, drawing on practices more commonly associated with institutional investing.

Co-founder Roy, an IIT Bombay alumnus, is part of the investment team at Neev, working on quantitative research, market models, and systematic allocation frameworks that support the firm’s multi-asset investing approach.

Meanwhile, investors have taken notice of Neev’s work. 

In 2023, the startup  raised around $1 million from angels across Silicon Valley and Wall Street, backed by a fintech-focused micro VC. It is in the process of raising its next institutional round of $3 million to expand its quantitative research capabilities, enhance product features, and strengthen its user base. 

It has already secured $1.2 million as part of this round, led by a group of prominent industry leaders including the former COO of Citibank, the CIO of Wells Fargo, the former managing director at Goldman Sachs, a vice president at Google, and from Skale Ventures.

What Neev offers

Neev offers two investment products.

The first is a stable yield account built to give steady returns. It spreads investors’ money across different low-risk, yield-generating digital asset strategies. Everything is managed with strong risk controls, and assets are held safely with regulated US custodians, explains Kamdar. 

The other product, a multi-asset dynamic fund, uses proprietary data models to adjust investments automatically between stocks, crypto, commodities, and cash based on market conditions. The goal is to give investors better, more stable long-term returns through all kinds of markets, he says. 

By combining quantitative models with a disciplined, long-term approach, Neev focuses on compounding wealth without exposing its clients to undue risk, he adds. It charges users a fee depending on the kind of fund opted for.

Market and traction 

The statup primarily works with mid-career professionals and long-term wealth builders, including senior engineers, doctors, operators, finance professionals, founders, and executives across large tech firms as well as fast-growing startups. 

Deserv, Titan and Arta Finance are some of Neev’s competitors in the space. 

“What sets us apart is our combination of quantitative, multi-asset investing models, access to certain structured alternative-yield products that aren’t typically available on mass-market platforms, and an advisory style that leans more on ongoing relationships than on automation alone. In practice, we aim to offer elements of a family-office approach to individuals who usually don’t have access to one,” says Kamdar.

The company currently manages $3 million–5 million directly. There are about 2,000 investors on its platform. Neev continues to grow organically through referrals and credibility rather than heavy marketing, says Kamdar. 

The future roadmap includes developing a seamless mobile investing and portfolio tracking app, expanding multi-asset quantitative research infrastructure, tax optimisation, retirement planning, and support for real estate investments. It also plans to create a nationwide community for financial knowledge and empowerment.