People with how much salary should buy Tata Punch, know the details of down payment and EMI.

Tata Punch is the country’s best selling SUV. The company sells it at a starting ex-showroom price of only Rs 5,69,990. At the same time, its top spec variant goes up to Rs 10,66,990. In the market, this SUV competes with SUVs like Nissan Magnite and Hyundai Exter.

If you are also planning to buy this economical and value for money SUV in the coming days, then this article of ours is useful for you. In this article, we have brought details of Tata Punch from on-road price to EMI. Let us also take a look at its design and engine-mileage details.

Tata Punch On-Road Price

As told to you, Tata Punch can be purchased in the country’s capital at a starting ex-showroom price of only ₹ 5,69,990. RTO tax of Rs 45,599 and insurance amount of Rs 33,144 will have to be paid on this. In this way the on road price of the vehicle becomes Rs 6,48,733.

Tata Punch Down Payment & EMI Details

If you give a down payment of Rs 1 lakh while buying a new Tata Punch, then you will have to apply for a car loan on the remaining Rs 5,48,733. If your monthly income is good and your credit score is in good condition, then you will easily get this loan at an interest rate of 10 percent.

Let us assume that you will get this car loan for 5 years. In this way, at 10 percent interest rate, you can repay your car loan by paying a total of 60 EMIs of Rs 11,659. In this way you will pay a total of Rs 6,99,537 in installments. If Rs 1 lakh down payment is added, its price will be Rs 7,99,537 (after interest and EMI).

Design and interior

Tata Punch is a stylish micro-SUV, which comes with a bold and adventurous design. Its strong looks, high ground clearance (193 mm), SUV stance and attractive LED lights make it great both in the city and on the highway.

The interior is premium. Features like dual-tone dashboard, 10.25 inch touchscreen infotainment system, 7 inch digital cluster, wireless Android Auto-Apple CarPlay, sunroof, wireless charger and air purifier increase comfort. The cabin is spacious, there is good space for a 5-seater and 366 liters of boot space.

Features and safety

Features include cruise control, 360° camera, auto AC, rain sensing wipers and voice commands. In terms of safety, it is the safest compact SUV in India. It comes with 5-star Bharat NCAP rating, 6 airbags as standard, ESP, TPMS, ABS with EBD, hill hold and strong body structure.

Engine and Mileage

Engine options available are 1.2 liter Revotron petrol (88 PS, 115 Nm), new 1.2 liter turbo (120 PS, 170 Nm) and CNG variants. Mileage according to ARAI is 18-20 kmpl in petrol and up to 26+ km/kg in CNG, which is quite efficient for city driving.

Our advice: The on road price and EMI related details of Tata Punch mentioned above are just an example. Changes in these figures can be seen due to changes in city, dealership, vehicle model, insurance company and interest rate.

If you earn 40 to 50 thousand rupees per month and you do not already have any big loan, then you can consider buying the new Tata Punch by taking a car loan. Negotiate with banks and dealerships for a good deal.